AVATAR COMMAND BU Yield Floor: >3.75% Gross Singapore Real Estate Asset Acquisition

Singapore Investment Property Command Center

Buyer Entity: Adeline Woo (SC 0% ABSD • Born 8 Oct 1981, Age 44) | Gross Salary: S$6,000/mo | CPF OA Inflow: +S$1,260/mo (21% Rate) | Mandate: Price ≤ S$1M • Yield > 3.75%

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Daily Briefing Cadence
12:00 PM & 6:00 PM Daily | Sync: Keson + adewoo@gmail.com

Adeline Woo — Financial & CPF OA Capacity Analysis

Age 44 (Turn 45 Oct 2026)
Monthly Gross Salary
S$6,000 / mo
Full CPF monthly ceiling
Monthly CPF OA Inflow (21%)
+S$1,260 / mo
Age 35-45 rate = 21% of gross
Max TDSR Loan Capacity (55%)
S$3,300 / mo
Max monthly debt installment
Max Servicable Bank Loan
S$595k – S$750k
20-Yr Tenure (75% LTV @ 3.0%)